Coverage 01
Auto liability
Liability protection centered on covered commercial auto operations, subject to the policy's terms, conditions, limits, and exclusions.
View coverage overviewRisk purchasing group · Established 2016
Coverage built for business in motion.
Drayage brings transportation-focused businesses together to access thoughtfully structured insurance solutions, efficient certificate administration, and the purchasing strength of a group.
2016Year established
24hrTypical quote turnaround*
4Core coverage areas
1:1Individual certificate billing
Group strength. Individual attention.
A focused model for a specialized market.
A smarter way to purchase
Built around a shared kind of risk.
A risk purchasing group brings businesses with similar liability exposures together to buy coverage from an insurance company. That shared profile can create a more focused program and more efficient administration.
Drayage was organized for short-term subscription lease exposures in the auto and transportation industry. Members benefit from the purchasing group structure while each certificate is billed and administered individually.
Learn how Drayage worksCoverage explorer
Protection for the road, the load, and the business behind both.
Select a coverage area to see how each piece can support a transportation-focused risk program.
Coverage 02
General liability
Protection for certain third-party bodily injury, property damage, and related liability exposures arising from covered operations.
View coverage overview
Coverage 03
Motor truck cargo liability
Coverage addressing a carrier's legal liability for covered property in its care, custody, or control during transit.
View coverage overview
Coverage 04
Contingent physical damage
A contingent layer designed for qualifying physical damage exposures when the primary responsible coverage does not respond as expected.
View coverage overviewFrom submission to certificate
A clear path forward.
Every risk is reviewed individually. A complete submission helps the underwriting team move efficiently.
Start the conversation
Connect with your producer or call Drayage to discuss the operation and coverage need.
Submit the details
Complete the application and provide the supporting information requested for underwriting.
Underwriting review
The underwriting team evaluates eligibility and develops terms when the risk qualifies.
Join and bind
Eligible applicants complete membership requirements and receive an individual certificate.
*Quote timing depends on the size and completeness of the submission. Coverage is not guaranteed by completion of an application.
The world we serve
From terminal gate to open road.
Common questions
Answers without the detour.
No. Drayage is a risk purchasing group—a group of businesses with similar risk characteristics that purchases liability insurance from an insurance company.
No. Under the Drayage program, each certificate has its own aggregate limit rather than sharing one aggregate across all certificate holders. Refer to the issued policy and certificate for specific terms.
Certificates are individually billed. Nonpayment by one certificate holder affects that individual certificate, not the billing status of the entire group.
Ready to keep moving?
Talk with Drayage about your operation, coverage needs, and the information needed for an underwriting review.