Focused
A shared risk profile supports coverage and administration designed around transportation-focused exposures.
About Drayage
A modern group with a practical purpose.
Drayage connects a shared risk profile with focused insurance solutions, efficient administration, and the purchasing power of a group.
Our story
Established in 2016 for a transportation market that moves differently.
Drayage National of 4 PG CA, LLC is a federally authorized risk purchasing group organized under the federal Liability Risk Retention Act. It was established to serve short-term subscription lease exposures in the auto and transportation industry.
The word “drayage” traditionally described the short-distance movement of goods, originally by a sideless cart pulled by a dray horse. The name connects that history of practical, essential movement with a modern insurance delivery model built for today's transportation economy.
Members may access carefully structured coverage solutions through the group while receiving individual certificates. This approach is designed to combine group purchasing power with individual billing and certificate administration.
Our focus is straightforward: make specialized risk solutions easier to understand, easier to administer, and better aligned with the way our members operate.
What guides us
Practical by design.
Our operating principles reflect the realities of the businesses the group was created to serve.
Efficient
One group policy structure with individual certificates helps reduce friction while keeping member administration distinct.
Clear
Plain-language guidance, a defined submission path, and direct claims reporting help members know what to do next.
The model
Similar businesses. Shared purchasing strength. Individual certificates.
A risk purchasing group is not an insurance company. It is a group that purchases liability coverage from an insurance company for members with similar risk characteristics.
Eligible businesses
Applicants with a qualifying shared risk profile seek membership and coverage.
Purchasing group
Drayage provides the group structure for accessing the insurance program.
Individual certificate
Each approved member receives its own certificate, billing, and applicable limits.
Built to keep evolving
Old idea. New delivery.
The underlying idea is time-tested: businesses with similar risks can gain strength by purchasing as a group. Drayage applies that idea through a technology-enabled platform intended to make membership, certificate administration, and policy servicing more efficient.
Technology supports the process, but underwriting judgment still matters. Every application is reviewed, eligibility requirements apply, and coverage is governed by the issued policy and certificate.
2016Drayage was established for short-term auto and transportation leasing exposures.
TodayThe group continues to center its approach on focused risk solutions and low-friction administration.
Built for connection.Bringing a shared risk community together.
See what the program covers.
Explore the core coverage areas available through the Drayage program.